Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Lawley, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Lawley, AL provides a financial boost to eligible homebuyers in Lawley, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Lawley, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Lawley, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Lawley, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Lawley, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Lawley, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Lawley, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Lawley, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Lawley, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer many benefits to prospective homeowners in Lawley, Alabama. These loans require a lower down payment, making home ownership more accessible to first-time buyers and those with limited savings. Lawley, Alabama, a small community with a population of approximately 700 residents, offers a close-knit and friendly atmosphere. The town has a diverse population with a mix of families, professionals, and retirees, creating a unique and welcoming environment. The housing market in Lawley is currently favorable for buyers, with a range of properties available at affordable prices. The market is stable, allowing for potential growth in property value over time, making it an attractive option for investment. Lawley, Alabama, is known for its scenic beauty and outdoor recreational opportunities. Attractions such as the Lawley Farmers Market, beautiful parks, and historic sites provide residents with a variety of activities to enjoy in their free time.
The Benefits of FHA Down Payment Assistance Home Loan in Lawley, Alabama
