Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Leander, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Leander, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Leander, TX?

Our Down Payment Assistance program in Leander, TX provides a financial boost to eligible homebuyers in Leander, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Leander, TX

Key Features of Our FHA Down Payment Assistance in Leander, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Leander, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Leander, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Leander, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Leander, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Leander, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Leander, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Leander, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Leander, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Leander, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Leander, Texas

One of the main benefits of an FHA down payment assistance home loan in Leander, Texas, is that it allows first-time homebuyers to purchase a home with a lower down payment requirement, typically around 3.5% of the purchase price. This makes homeownership more accessible to individuals who may not have substantial savings.

Additionally, FHA loans offer competitive interest rates and flexible qualification criteria, making it easier for borrowers with less-than-perfect credit to qualify for a mortgage. The down payment assistance programs can further help buyers cover closing costs and other fees associated with purchasing a home.

Leander, Texas, is a rapidly growing city located in the Greater Austin area. The city boasts a diverse population with a mix of young professionals, families, and retirees. The housing market in Leander is experiencing steady growth, with a mix of single-family homes, townhouses, and apartments available to suit different preferences and budgets.

Main attractions in Leander include the beautiful Crystal Falls Golf Club, the scenic Brushy Creek Regional Trail, and the vibrant Old Town Leander district with its charming shops and eateries. The city also provides easy access to outdoor recreational activities, including hiking, biking, and water sports at nearby lakes.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now