Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Lewiston, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Lewiston, CA provides a financial boost to eligible homebuyers in Lewiston, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Lewiston, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Lewiston, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Lewiston, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Lewiston, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Lewiston, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Lewiston, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Lewiston, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Lewiston, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA Down Payment Assistance Home Loan in Lewiston, California, is the lower down payment requirement, making homeownership more accessible to first-time buyers. This loan program also offers competitive interest rates and flexible credit requirements, making it an attractive option for those with less-than-perfect credit. In terms of demographics, Lewiston, California, is a small town with a tight-knit community. The population is diverse, with a mix of young families, professionals, and retirees. The town boasts a strong sense of community spirit, with various local events and activities that bring residents together. The housing market in Lewiston is stable, with a range of options available for buyers. The town offers a mix of single-family homes, townhouses, and condos, catering to different needs and preferences. The real estate market is competitive but not overheated, providing opportunities for buyers to find their dream home at a reasonable price. Some main attractions in Lewiston include the beautiful Trinity River, which offers opportunities for fishing, kayaking, and other water activities. The town is also surrounded by stunning natural landscapes, including hiking trails and scenic viewpoints. Additionally, Lewiston is known for its charming downtown area, with local shops, restaurants, and cultural attractions.
Benefits of FHA Down Payment Assistance Home Loan in Lewiston, California
