Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Lindsay, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Lindsay, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Lindsay, CA?

Our Down Payment Assistance program in Lindsay, CA provides a financial boost to eligible homebuyers in Lindsay, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Lindsay, CA

Key Features of Our FHA Down Payment Assistance in Lindsay, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Lindsay, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Lindsay, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Lindsay, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Lindsay, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Lindsay, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Lindsay, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Lindsay, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Lindsay, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Lindsay, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Lindsay, California

FHA Down Payment Assistance Home Loan in Lindsay, California provides a great opportunity for first-time homebuyers to achieve their dream of homeownership by offering lower down payment requirements and competitive interest rates.

Demographics: Lindsay, California, is a diverse community with a population of approximately 13,000 residents. The town has a strong sense of community and a variety of cultural influences, making it a welcoming place to live.

Housing Market: Lindsay's housing market is competitive yet affordable, with a median home value below the state average. The FHA Down Payment Assistance program can help buyers navigate the market and secure a home that fits their budget.

Main Attractions: Lindsay is known for its beautiful citrus orchards, vibrant downtown area, and proximity to the Sequoia National Park. Residents can enjoy outdoor activities, local shops, and a laid-back lifestyle in this charming town.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now