Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Little River, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Little River, CA provides a financial boost to eligible homebuyers in Little River, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Little River, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Little River, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Little River, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Little River, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Little River, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Little River, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Little River, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Little River, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: One of the key advantages of an FHA Down Payment Assistance Home Loan in Little River, California is the lower down payment requirement, making homeownership more accessible to a wider range of individuals. Additionally, these loans often have competitive interest rates, helping borrowers save money in the long term. They also provide opportunities for individuals with less-than-perfect credit to qualify for a home loan. Demographics: Little River, California, is a picturesque coastal town with a small population that enjoys a mix of artists, retirees, and outdoor enthusiasts. The community is known for its tight-knit feel and welcoming atmosphere, making it an ideal place for families and individuals looking for a peaceful retreat away from the hustle and bustle of city life. Housing Market: The housing market in Little River offers a range of options, from charming cottages to modern waterfront homes. With the assistance of FHA loans, prospective buyers have the opportunity to invest in properties that suit their needs and preferences while benefiting from the stability of the local real estate market. Main Attractions: Little River boasts scenic views of the Pacific Ocean and is a hub for outdoor activities such as hiking, kayaking, and exploring the nearby redwood forests. The town also features charming boutiques, art galleries, and local eateries that showcase the unique culture and creativity of the area.
FHA Down Payment Assistance Home Loan in Little River, California
