Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Little River Academy, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Little River Academy, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Little River Academy, TX?

Our Down Payment Assistance program in Little River Academy, TX provides a financial boost to eligible homebuyers in Little River Academy, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Little River Academy, TX

Key Features of Our FHA Down Payment Assistance in Little River Academy, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Little River Academy, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Little River Academy, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Little River Academy, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Little River Academy, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Little River Academy, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Little River Academy, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Little River Academy, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Little River Academy, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Little River Academy, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan

FHA Down Payment Assistance Home Loans offer low down payment requirements, making homeownership more accessible to first-time buyers. This program allows qualified borrowers to secure a loan with a down payment as low as 3.5%, significantly lower than conventional loan requirements.

Demographics: Little River Academy, Texas, is a small town with a population of approximately 1,900 residents. The community is diverse, with a mix of families, retirees, and young professionals. The town offers a peaceful and close-knit environment for residents.

Housing Market: The housing market in Little River Academy is relatively stable, with a median home price of $150,000. The availability of FHA Down Payment Assistance Home Loans can make purchasing a home in this area more achievable for many individuals and families.

Main Attractions: Little River Academy is known for its beautiful natural surroundings, including hiking trails, parks, and scenic views. The town also hosts local events and festivals that bring the community together and provide entertainment for residents and visitors.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now