Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Livermore, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Livermore, CA provides a financial boost to eligible homebuyers in Livermore, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Livermore, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Livermore, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Livermore, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Livermore, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Livermore, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Livermore, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Livermore, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Livermore, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in Livermore, California, offers various benefits to homebuyers. One key advantage is the lower down payment required, making homeownership more accessible to individuals with limited savings. This program also provides competitive interest rates and more lenient credit requirements, allowing more people to qualify for a home loan. Livermore, California, has a diverse population with a mix of young professionals, families, and retirees. The city's demographics show a strong sense of community, excellent schools, and a thriving economy driven by industries like technology, wine, and agriculture. This creates a vibrant and inclusive environment for residents. The housing market in Livermore is dynamic, with a range of options from single-family homes to townhouses and condos. The median home price is competitive compared to neighboring areas, making it an attractive location for first-time buyers and investors alike. With the assistance of FHA loans, more individuals can fulfill their dream of owning a home in this desirable city. Livermore boasts numerous attractions, including the renowned Livermore Valley wine region, which offers wine tasting tours and events. The city is also home to scenic parks, hiking trails, and cultural venues such as the Bankhead Theater. Additionally, the annual Livermore Rodeo and various festivals add to the lively spirit of the community.
Benefits of FHA Down Payment Assistance Home Loan in Livermore
