Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Livingston, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Livingston, CA provides a financial boost to eligible homebuyers in Livingston, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Livingston, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Livingston, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Livingston, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Livingston, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Livingston, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Livingston, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Livingston, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Livingston, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the main benefits of an FHA down payment assistance home loan in Livingston, California is the lower down payment requirement. This makes homeownership more accessible to individuals who may not have a large sum of money saved up for a traditional down payment. Additionally, FHA loans offer competitive interest rates, allowing borrowers to save money over the life of the loan. Livingston, California, located in Merced County, has a diverse population with a mix of cultures, making it a vibrant and welcoming community. The town has a strong sense of community and offers a range of amenities such as parks, shopping centers, and restaurants. The demographics include a mix of families, young professionals, and retirees. The housing market in Livingston, California is currently experiencing steady growth, with a range of housing options available to suit different budgets and preferences. The median home price is affordable compared to many other parts of California, making it an attractive location for first-time homebuyers. The market is competitive, but with the right assistance, buyers can find their dream home. Some main attractions in Livingston include the Livingston Skate Park, Lake Yosemite, and the Merced National Wildlife Refuge. These attractions offer opportunities for outdoor activities, recreation, and relaxation, making Livingston a great place to live for those who enjoy nature and the outdoors.
The Benefits of FHA Down Payment Assistance Home Loan in Livingston, California
