Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Livingston, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Livingston, TX provides a financial boost to eligible homebuyers in Livingston, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Livingston, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Livingston, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Livingston, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Livingston, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Livingston, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Livingston, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Livingston, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Livingston, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
An FHA Down Payment Assistance Home Loan in Livingston, Texas offers numerous benefits. It allows for a lower down payment, making homeownership more accessible to a wider range of individuals. Additionally, it often comes with lower credit score requirements, making it a viable option for first-time homebuyers. Livingston, Texas, has a diverse population with a mix of age groups and backgrounds. The area boasts a vibrant community, with a growing economy and numerous employment opportunities. The city is known for its friendly residents and strong sense of community. The housing market in Livingston, Texas, is thriving, with a range of housing options available to suit different preferences and budgets. The market offers both historical homes with charm and modern properties with all the amenities. The city's real estate market is stable and offers a good return on investment. Livingston, Texas, is home to many main attractions, such as Lake Livingston, one of the largest lakes in the state, offering water activities and beautiful scenery. Additionally, the city has a rich history, with historic sites and museums that showcase its heritage. Outdoor enthusiasts can enjoy the numerous parks and trails in the area.
Benefits of an FHA Down Payment Assistance Home Loan in Livingston, Texas
