Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Lolita, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Lolita, TX provides a financial boost to eligible homebuyers in Lolita, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Lolita, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Lolita, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Lolita, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Lolita, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Lolita, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Lolita, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Lolita, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Lolita, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: An FHA down payment assistance home loan in Lolita, Texas offers low down payment requirements, making homeownership more accessible to first-time buyers and those with lower incomes. Demographics: Lolita, Texas, is a small town with a population of diverse backgrounds, including Hispanic, White, and African American residents. The town has a tight-knit community where neighbors often know each other. Housing Market: Lolita's housing market is stable with a mix of single-family homes and apartments. With the FHA down payment assistance program, more residents can qualify for mortgages and invest in homeownership. Main Attractions: Lolita is known for its serene parks, community events, and local eateries. The town's proximity to natural attractions like rivers and parks also make it an appealing place to live for nature enthusiasts.
FHA Down Payment Assistance Home Loan Benefits in Lolita, Texas
