Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Lucerne Valley, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Lucerne Valley, CA provides a financial boost to eligible homebuyers in Lucerne Valley, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Lucerne Valley, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Lucerne Valley, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Lucerne Valley, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Lucerne Valley, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Lucerne Valley, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Lucerne Valley, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Lucerne Valley, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Lucerne Valley, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in Lucerne Valley, California provides several benefits to potential homebuyers. One of the main advantages is the opportunity to qualify for a home loan with a lower down payment requirement, making homeownership more accessible to individuals who may not have a large sum of money saved up for a down payment. Lucerne Valley, California, is a diverse community with a mix of residents from different backgrounds. The town has a population of around 5,811 people, with a median household income of $38,487. The area offers a peaceful and rural atmosphere, making it an ideal place for those seeking a quiet and serene living environment. In terms of the housing market, Lucerne Valley presents a range of options for potential homebuyers. The median home value in the area is $151,200, making it an affordable choice for first-time buyers and those looking to invest in real estate. The market is stable, with a good balance between supply and demand. Lucerne Valley offers a variety of attractions and activities for residents and visitors alike. From the picturesque Big Bear Lake for outdoor enthusiasts to the historic Old Woman Springs Ranch, there is something for everyone to enjoy in this charming town.
FHA Down Payment Assistance Home Loan in Lucerne Valley, California
