Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Luling, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Luling, TX provides a financial boost to eligible homebuyers in Luling, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Luling, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Luling, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Luling, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Luling, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Luling, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Luling, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Luling, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Luling, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
For residents of Luling, Texas, a FHA down payment assistance home loan can provide numerous benefits. This type of loan often requires a lower down payment, making homeownership more achievable for many individuals and families. Additionally, FHA loans typically have competitive interest rates, making them an attractive option for those looking to buy a home in Luling. Luling, Texas, has a diverse demographic makeup with a population that includes a mix of ages and backgrounds. The city is known for its friendly community atmosphere and strong sense of local pride. Residents of Luling enjoy access to excellent schools, healthcare facilities, and recreational areas, making it an ideal place to live and raise a family. The housing market in Luling, Texas, offers a range of options for both buyers and renters. With a variety of single-family homes, townhouses, and apartments available, individuals can find a property that fits their needs and budget. The real estate market in Luling is stable, with steady growth and favorable conditions for both buyers and sellers. In addition to its housing opportunities, Luling boasts several main attractions that draw visitors from near and far. The city is famous for its annual Watermelon Thump Festival, which features live music, food vendors, and of course, plenty of juicy watermelon. Luling is also home to beautiful parks, historic sites, and charming downtown shops and restaurants.
FHA Down Payment Assistance Home Loan in Luling, Texas
