Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Manton, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Manton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Manton, CA?

Our Down Payment Assistance program in Manton, CA provides a financial boost to eligible homebuyers in Manton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Manton, CA

Key Features of Our FHA Down Payment Assistance in Manton, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Manton, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Manton, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Manton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Manton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Manton, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Manton, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Manton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Manton, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Manton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Manton, California

One of the key benefits of an FHA Down Payment Assistance Home Loan in Manton, California is the lower down payment requirement, which helps make homeownership more attainable for individuals and families with limited savings. This program also offers competitive interest rates, making it an attractive option for first-time homebuyers.

Demographically, Manton, California has a population of approximately XXXX residents. The area is known for its diverse community, with a mix of families, young professionals, and retirees. The median household income in Manton is XXXX, and the median age is XX years old.

In terms of the housing market, Manton, California offers a range of housing options, from single-family homes to apartments. The real estate market in Manton is considered stable, with moderate appreciation rates. The average home price in Manton is XXXX, making it an affordable option for buyers.

Some of the main attractions in Manton, California include the beautiful XXXX Park, popular for picnics and outdoor activities. The community also hosts an annual XXXX festival, celebrating the local culture and traditions. Additionally, Manton is known for its charming downtown area, featuring local shops and restaurants.

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