Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Marietta, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Marietta, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Marietta, TX?

Our Down Payment Assistance program in Marietta, TX provides a financial boost to eligible homebuyers in Marietta, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Marietta, TX

Key Features of Our FHA Down Payment Assistance in Marietta, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Marietta, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Marietta, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Marietta, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Marietta, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Marietta, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Marietta, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Marietta, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Marietta, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Marietta, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Marietta, Texas

FHA down payment assistance home loans offer numerous benefits to potential homebuyers in Marietta, Texas. These include lower down payment requirements, which can make home ownership more accessible for those with limited savings. Additionally, FHA loans typically have more flexible credit requirements, making them a viable option for individuals with less than perfect credit scores.

Marietta, Texas, is a charming town with a population that reflects the diverse cultural fabric of the state. The demographics include a mix of young professionals, families, and retirees, contributing to a vibrant community spirit. The town's proximity to larger urban centers like Dallas makes it an attractive choice for those seeking a quieter lifestyle.

The housing market in Marietta, Texas, presents a range of options for potential homebuyers, from historic cottages to modern developments. With the help of FHA down payment assistance programs, individuals can take advantage of favorable interest rates and loan terms to secure their dream home. The market in Marietta is stable, offering a sound investment for those looking to establish roots in the area.

When it comes to attractions, Marietta offers a mix of outdoor recreation and cultural experiences. The town is known for its scenic parks, hiking trails, and community events that bring residents together. Additionally, Marietta's proximity to Lake Bob Sandlin State Park provides opportunities for boating, fishing, and other water activities, making it an ideal location for nature lovers.

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