Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Markham, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Markham, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Markham, TX?

Our Down Payment Assistance program in Markham, TX provides a financial boost to eligible homebuyers in Markham, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Markham, TX

Key Features of Our FHA Down Payment Assistance in Markham, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Markham, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Markham, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Markham, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Markham, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Markham, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Markham, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Markham, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Markham, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Markham, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Markham, Texas

Benefits of FHA Down Payment Assistance Home Loan: The FHA loan program offers low down payment options, making homeownership more accessible. It also provides competitive interest rates and flexible credit requirements, helping individuals with varying financial backgrounds to qualify for a loan.

Demographics: Markham, Texas, is a small town with a population of around 1,000 residents. The community is diverse, with a mix of age groups and backgrounds. The town has a close-knit feel, and residents often engage in local events and activities.

Housing Market: Markham's housing market offers a range of options, from historic homes to modern developments. The median home price is affordable, making it an attractive location for first-time buyers or those looking to downsize. The market is stable, with steady appreciation rates.

Main Attractions: Markham is known for its natural beauty, with parks and outdoor recreational areas for residents to enjoy. The town also has a rich history, with museums and cultural sites showcasing its past. Additionally, Markham is located near larger cities, providing easy access to urban amenities.

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