Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Marysville, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Marysville, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Marysville, CA?

Our Down Payment Assistance program in Marysville, CA provides a financial boost to eligible homebuyers in Marysville, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Marysville, CA

Key Features of Our FHA Down Payment Assistance in Marysville, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Marysville, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Marysville, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Marysville, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Marysville, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Marysville, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Marysville, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Marysville, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Marysville, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Marysville, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Marysville, California

Obtaining an FHA Down Payment Assistance Home Loan in Marysville, California can be incredibly beneficial for first-time homebuyers. This type of loan allows for a lower down payment requirement, making homeownership more accessible. Additionally, the FHA loan program offers competitive interest rates and flexible credit requirements, making it an attractive option for those with less than perfect credit.

Marysville, California, is a charming city located in Yuba County. With a population of approximately 12,000 residents, Marysville offers a close-knit community feel ideal for families and individuals looking for a peaceful lifestyle.

In terms of the housing market, Marysville currently offers a diverse range of housing options, from historic homes to modern developments. The city has seen steady appreciation in property values over the years, making it a solid investment opportunity for prospective homebuyers.

Some main attractions in Marysville include the Bok Kai Temple, a historic Chinese temple, and Ellis Lake, a picturesque spot perfect for outdoor activities. The city also hosts various community events throughout the year, fostering a strong sense of community among residents.

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