Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Mason, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Mason, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Mason, TX?

Our Down Payment Assistance program in Mason, TX provides a financial boost to eligible homebuyers in Mason, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Mason, TX

Key Features of Our FHA Down Payment Assistance in Mason, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Mason, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Mason, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Mason, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Mason, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Mason, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Mason, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Mason, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Mason, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Mason, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Mason, Texas

FHA down payment assistance home loans in Mason, Texas provide opportunities for first-time homebuyers to secure a home with a lower down payment requirement compared to conventional loans. This makes homeownership more accessible and affordable for individuals and families looking to settle in Mason.

Demographics in Mason, Texas show a vibrant community with a mix of residents, including young families, retirees, and professionals. The town's population is characterized by a close-knit atmosphere, offering a welcoming environment for newcomers looking to establish roots in a charming rural setting.

The housing market in Mason, Texas features a variety of properties, from historic homes with character to modern residences with updated amenities. With the assistance of FHA loans, prospective buyers can explore housing options that suit their preferences and budget, contributing to the growth and stability of the local real estate market.

Main attractions in Mason, Texas include the historic Mason County Courthouse, known for its stunning architecture, and the enchanting Eckert James River Bat Cave Preserve, where visitors can witness the spectacular bat flights. Additionally, the town offers outdoor recreational opportunities, such as hiking in the picturesque Hill Country landscape.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now