Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Mather, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Mather, CA provides a financial boost to eligible homebuyers in Mather, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Mather, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Mather, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Mather, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Mather, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Mather, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Mather, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Mather, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Mather, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
An FHA Down Payment Assistance Home Loan in Mather, California comes with several benefits. One of the primary advantages is the lower down payment requirement, making homeownership more accessible to individuals with limited funds. The program also offers competitive interest rates, making it an attractive option for first-time homebuyers. Demographically, Mather, California is a diverse community with a mix of young professionals, families, and retirees. The area has a growing population and offers a range of housing options to suit different needs and preferences. The community is known for its welcoming atmosphere and strong sense of community spirit. In terms of the housing market, Mather, California offers a mix of affordable and mid-range housing options. The market is stable, with moderate appreciation rates, making it a favorable location for both buyers and sellers. With the FHA Down Payment Assistance Home Loan program, residents have more opportunities to buy their dream homes in this vibrant community. Main attractions in Mather, California include the Mather Sports Center, which offers a variety of recreational activities for residents of all ages. The area is also home to several parks and green spaces, providing ample opportunities for outdoor activities. Additionally, the nearby proximity to Sacramento ensures residents have access to a wide range of cultural and entertainment options.
Benefits of FHA Down Payment Assistance Home Loan in Mather, California
