Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Mertens, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Mertens, TX provides a financial boost to eligible homebuyers in Mertens, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Mertens, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Mertens, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Mertens, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Mertens, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Mertens, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Mertens, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Mertens, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Mertens, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Mertens, Texas provides a viable option for those looking to purchase a home with a low down payment. This program helps individuals and families achieve the dream of homeownership by reducing the upfront costs associated with buying a house. Demographics in Mertens, Texas, showcase a small, close-knit community with a population that values a simple and peaceful living environment. The town offers a mix of suburban and rural lifestyles, making it an ideal place for those seeking a slower pace of life. The housing market in Mertens, Texas, is characterized by affordable home prices compared to nearby urban areas. The FHA Down Payment Assistance Home Loan program further enhances affordability, making it easier for first-time homebuyers to enter the market and secure a property of their own.
The Benefits of FHA Down Payment Assistance Home Loan in Mertens, Texas
