Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Mira Loma, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Mira Loma, CA provides a financial boost to eligible homebuyers in Mira Loma, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Mira Loma, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Mira Loma, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Mira Loma, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Mira Loma, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Mira Loma, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Mira Loma, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Mira Loma, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Mira Loma, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer several benefits to homebuyers in Mira Loma, California. These loans require a lower down payment, making homeownership more accessible to a wider range of individuals. Additionally, they often come with competitive interest rates, helping buyers save money in the long run. Demographically, Mira Loma is a diverse and vibrant community located in Riverside County. With a mix of ethnicities and cultures, residents enjoy a rich tapestry of traditions and experiences. The population consists of both families and young professionals, creating a dynamic living environment. The housing market in Mira Loma is thriving, with a range of housing options available to suit different preferences and budgets. From single-family homes to apartments and townhouses, there is something for everyone. The market is competitive yet offers opportunities for buyers to find their dream home. Some of the main attractions in Mira Loma include the nearby Jurupa Mountains Discovery Center, offering outdoor exploration and educational programs. Residents can also enjoy shopping and dining at the Eastvale Gateway shopping center, providing a convenient retail experience.
Benefits of FHA Down Payment Assistance Home Loan in Mira Loma, California
