Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Miranda, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Miranda, CA provides a financial boost to eligible homebuyers in Miranda, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Miranda, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Miranda, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Miranda, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Miranda, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Miranda, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Miranda, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Miranda, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Miranda, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loans: FHA loans offer lower down payments, flexible credit requirements, and competitive interest rates, making homeownership more accessible to a wider range of buyers. Demographics: Miranda, California, has a diverse population with a mix of families, young professionals, and retirees. The community values outdoor activities, sustainability, and a close-knit neighborhood feel. Housing Market: Miranda's housing market is competitive, with a range of options from cozy cottages to larger family homes. FHA loans can provide an advantage in this market by offering low down payment options and support for first-time buyers. Main Attractions: Miranda offers proximity to the stunning Redwood National and State Parks, providing opportunities for hiking, camping, and outdoor adventures. Additionally, the town hosts local farmers' markets, breweries, and community events that showcase its unique charm and culture.
FHA Down Payment Assistance Home Loans in Miranda, California
