Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Moss Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Moss Beach, CA provides a financial boost to eligible homebuyers in Moss Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Moss Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Moss Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Moss Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Moss Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Moss Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Moss Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Moss Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Moss Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance programs can help buyers in Moss Beach, California, by reducing the upfront costs of purchasing a home. This program offers lower down payment options compared to traditional mortgages, making homeownership more accessible. Demographically, Moss Beach is a small coastal community in San Mateo County. It has a population of approximately 3,100 residents. The area is known for its natural beauty, with stunning ocean views and a moderate climate, attracting both tourists and new residents. In terms of the housing market, Moss Beach offers a mix of property types, including single-family homes, townhouses, and condos. The market is competitive, with a median home price of around $1.2 million. The FHA Down Payment Assistance program can be especially beneficial in such a high-priced market, helping buyers achieve their homeownership goals. Main attractions in Moss Beach include the picturesque Moss Beach Distillery, known for its history and stunning views, as well as the nearby Fitzgerald Marine Reserve, a popular spot for tidepooling and nature walks. The coastal location offers residents a laid-back lifestyle with easy access to outdoor activities.
Benefits of FHA Down Payment Assistance Home Loan in Moss Beach, California
