Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Moss Landing, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Moss Landing, CA provides a financial boost to eligible homebuyers in Moss Landing, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Moss Landing, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Moss Landing, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Moss Landing, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Moss Landing, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Moss Landing, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Moss Landing, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Moss Landing, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Moss Landing, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance programs offer benefits to first-time homebuyers by providing assistance with down payments, making homeownership more accessible. These programs typically have lower down payment requirements compared to conventional loans, allowing more individuals to achieve the dream of owning a home in Moss Landing. Demographics in Moss Landing, California, show a diverse community with a mix of families, young professionals, and retirees. The town has a population of approximately 2000 residents and is known for its friendly and tight-knit atmosphere. With easy access to nearby cities like Monterey and Santa Cruz, Moss Landing is an ideal location for those seeking a peaceful coastal lifestyle. The housing market in Moss Landing offers a variety of options, including single-family homes, townhouses, and apartments. The median home price in Moss Landing is competitive, making it an affordable choice for homebuyers. The market is stable, with a steady demand for housing in this charming seaside town. Main attractions in Moss Landing include the renowned Monterey Bay Aquarium, Elkhorn Slough Reserve for nature enthusiasts, and a vibrant waterfront filled with seafood restaurants and shops. The town's picturesque harbor and proximity to scenic beaches make it a popular destination for visitors and residents alike.
Benefits of FHA Down Payment Assistance Home Loan in Moss Landing, California
