Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Mount Hamilton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Mount Hamilton, CA provides a financial boost to eligible homebuyers in Mount Hamilton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Mount Hamilton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Mount Hamilton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Mount Hamilton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Mount Hamilton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Mount Hamilton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Mount Hamilton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Mount Hamilton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Mount Hamilton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Mount Hamilton, California offers several benefits, including lower down payment requirements, flexible credit score criteria, and competitive interest rates. These factors make homeownership more accessible to a wider range of individuals and families. The demographics of Mount Hamilton, California, show a diverse population with a mix of families, professionals, and retirees. The community values education and outdoor activities, making it an ideal place for families looking to settle down and enjoy a high quality of life. The housing market in Mount Hamilton, California, is competitive yet diverse, with a range of options from single-family homes to condos and townhouses. With the assistance of FHA loans, potential homeowners can find affordable housing options that meet their needs and preferences. Main attractions in Mount Hamilton, California, include the scenic Mount Hamilton Observatory, offering breathtaking views of the surrounding area, and numerous hiking and biking trails for outdoor enthusiasts. The vibrant local dining scene and cultural events also add to the charm of the community.
FHA Down Payment Assistance Home Loan Benefits in Mount Hamilton, California
