Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Mountain Pass, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Mountain Pass, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Mountain Pass, CA?

Our Down Payment Assistance program in Mountain Pass, CA provides a financial boost to eligible homebuyers in Mountain Pass, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Mountain Pass, CA

Key Features of Our FHA Down Payment Assistance in Mountain Pass, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Mountain Pass, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Mountain Pass, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Mountain Pass, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Mountain Pass, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Mountain Pass, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Mountain Pass, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Mountain Pass, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Mountain Pass, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Mountain Pass, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Mountain Pass, California

FHA Down Payment Assistance Home Loans provide an excellent opportunity for first-time homebuyers in Mountain Pass, California. These loans require a lower down payment, making homeownership more attainable for individuals with limited savings.

Demographics in Mountain Pass reflect a diverse community with a mix of young professionals and families. The town has a population of approximately 2,500 residents, with a median household income above the state average, offering a stable economic environment for homeowners.

The housing market in Mountain Pass is competitive yet relatively affordable compared to neighboring cities. The availability of FHA Down Payment Assistance Home Loans increases the affordability of homes, allowing buyers to invest in the area's real estate market with reduced financial burden.

Main attractions in Mountain Pass include the stunning natural landscapes, such as hiking trails in the nearby mountains and the picturesque views of the Mojave Desert. Additionally, the town is known for its historical sites, attracting visitors interested in the rich cultural heritage of the region.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now