Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Needville, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Needville, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Needville, TX?

Our Down Payment Assistance program in Needville, TX provides a financial boost to eligible homebuyers in Needville, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Needville, TX

Key Features of Our FHA Down Payment Assistance in Needville, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Needville, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Needville, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Needville, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Needville, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Needville, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Needville, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Needville, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Needville, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Needville, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan Benefits in Needville, Texas

FHA Down Payment Assistance Home Loans provide a viable option for homebuyers in Needville, Texas, offering low down payment requirements, competitive interest rates, and flexible credit score criteria. This program can help individuals and families achieve the dream of homeownership.

Needville, Texas, boasts a diverse population with a mix of families, young professionals, and retirees. The town has a strong sense of community and offers a range of amenities including parks, schools, and local businesses. The cost of living is relatively affordable compared to nearby urban areas.

The housing market in Needville, Texas, is experiencing steady growth with a variety of housing options available, including single-family homes, townhouses, and apartments. The median home price is competitive, making it an attractive location for first-time homebuyers and those looking to invest in real estate.

Main attractions in Needville include the George Observatory for stargazing enthusiasts, Brazos Bend State Park for outdoor activities, and the historical downtown area with shops and restaurants. The town's proximity to Houston allows residents to enjoy both small-town charm and big-city amenities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now