Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Nice, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Nice, CA provides a financial boost to eligible homebuyers in Nice, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Nice, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Nice, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Nice, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Nice, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Nice, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Nice, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Nice, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Nice, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan offers various benefits for homebuyers in Nice, California. It provides financial support by lowering the upfront costs, making homeownership more accessible and affordable for individuals and families. Additionally, FHA loans typically have lower credit score requirements, enabling individuals with less than perfect credit to qualify for a home loan. This can be particularly advantageous for first-time buyers or those with limited savings for a down payment. Furthermore, FHA loans often come with competitive interest rates, further reducing the overall cost of homeownership in Nice, California, and making it an attractive option for those looking to purchase a property in the area.
Benefits of FHA Down Payment Assistance Home Loan in Nice, California