Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Oakhurst, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Oakhurst, CA provides a financial boost to eligible homebuyers in Oakhurst, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Oakhurst, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Oakhurst, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Oakhurst, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Oakhurst, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Oakhurst, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Oakhurst, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Oakhurst, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Oakhurst, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer various benefits to homebuyers in Oakhurst, California. One key advantage is the opportunity to secure a home with a lower down payment requirement, making homeownership more accessible to individuals and families. Additionally, these loans often come with competitive interest rates, helping borrowers save on long-term costs. Demographically, Oakhurst is a diverse community with a mix of residents of different ages and backgrounds. The town is known for its welcoming atmosphere and tight-knit neighborhoods, making it an ideal place for families to settle down. With a range of housing options available, Oakhurst caters to individuals at various stages of life, from young professionals to retirees. In terms of the housing market, Oakhurst offers a diverse array of properties, including single-family homes, townhouses, and condominiums. The market is characterized by stability and steady growth, making it an attractive option for both first-time homebuyers and seasoned investors. With the assistance of FHA loans, prospective buyers can navigate the market more confidently and find a home that suits their needs. Main attractions in Oakhurst include the nearby Yosemite National Park, which offers stunning natural beauty and outdoor recreational opportunities. The town also boasts a vibrant arts and culture scene, with local galleries and events showcasing the talent of residents. From hiking trails to dining options, Oakhurst provides a rich tapestry of experiences for its residents and visitors.
Benefits of FHA Down Payment Assistance Home Loan in Oakhurst, California
