Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Oakhurst, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Oakhurst, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Oakhurst, TX?

Our Down Payment Assistance program in Oakhurst, TX provides a financial boost to eligible homebuyers in Oakhurst, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Oakhurst, TX

Key Features of Our FHA Down Payment Assistance in Oakhurst, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Oakhurst, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Oakhurst, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Oakhurst, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Oakhurst, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Oakhurst, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Oakhurst, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Oakhurst, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Oakhurst, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Oakhurst, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Oakhurst, Texas

Benefits of FHA Down Payment Assistance

An FHA loan in Oakhurst, Texas provides low down payment requirements, making home ownership more accessible to first-time buyers.

It offers competitive interest rates and can be easier to qualify for compared to conventional loans.

Additionally, down payment assistance programs can further help buyers by reducing or eliminating the need for a down payment.

Demographics

Oakhurst, Texas, has a population of approximately X residents with a median household income of $X.

The community is known for its diversity, with a mix of families, young professionals, and retirees.

Education is valued in Oakhurst, with a high percentage of residents holding college degrees.

Housing Market

The housing market in Oakhurst is currently experiencing steady growth, with property values on the rise.

There is a range of housing options available, from single-family homes to apartments and townhouses.

With the assistance of FHA loans, prospective buyers have more opportunities to find affordable housing in the area.

Main Attractions

Oakhurst is known for its natural beauty, with close proximity to national parks and outdoor recreational areas.

The town also offers a vibrant downtown area with shops, restaurants, and community events.

Residents enjoy a peaceful and tight-knit community atmosphere while still having access to nearby cities for work and entertainment.

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sharon@horizonlendingservices.com
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972-347-9224
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