Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Oakley, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Oakley, CA provides a financial boost to eligible homebuyers in Oakley, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Oakley, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Oakley, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Oakley, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Oakley, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Oakley, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Oakley, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Oakley, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Oakley, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Owning a home in Oakley, California becomes more accessible with the FHA Down Payment Assistance Home Loan program. This initiative provides financial help to first-time homebuyers, making the dream of homeownership a reality. The benefits include lower down payment requirements, competitive interest rates, and more lenient credit score qualifications. Demographically, Oakley is a diverse and growing community located in Contra Costa County. The population consists of a mix of families, young professionals, and retirees, contributing to a vibrant and inclusive neighborhood. The city's proximity to the Bay Area offers residents a balanced lifestyle, with access to both urban amenities and natural beauty. The housing market in Oakley is thriving, with a range of properties available to suit various preferences and budgets. From cozy single-family homes to modern apartments, there is something for everyone in this dynamic real estate landscape. Additionally, the market benefits from steady appreciation rates, making it an attractive destination for homebuyers seeking long-term investment opportunities.
The Benefits of FHA Down Payment Assistance Home Loan in Oakley, California
