Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Oakville, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Oakville, TX provides a financial boost to eligible homebuyers in Oakville, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Oakville, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Oakville, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Oakville, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Oakville, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Oakville, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Oakville, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Oakville, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Oakville, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer various benefits to homebuyers in Oakville, Texas. These loans provide lower down payment requirements, making homeownership more accessible. Borrowers with less-than-perfect credit scores can qualify, and the closing costs can often be included in the loan. Demographically, Oakville, Texas is a quaint town with a population of approximately 300 residents. The community is diverse, consisting of families, retirees, and young professionals. The town boasts a strong sense of community and a safe, family-friendly environment. The housing market in Oakville is characterized by a mix of historic homes and modern developments. The average home price is affordable compared to neighboring cities, making it an attractive option for first-time homebuyers. The market is stable, with potential for growth in the coming years. Among the main attractions in Oakville is the picturesque Main Street lined with charming shops and eateries. The town is also close to outdoor recreational areas, including parks and lakes, offering residents ample opportunities for outdoor activities and relaxation.
Benefits of FHA Down Payment Assistance Home Loan in Oakville, Texas
