Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Occidental, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Occidental, CA provides a financial boost to eligible homebuyers in Occidental, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Occidental, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Occidental, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Occidental, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Occidental, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Occidental, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Occidental, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Occidental, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Occidental, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans offer various benefits to first-time homebuyers in Occidental, California. These loans provide financial support towards the down payment, making homeownership more accessible and affordable. Demographics in Occidental, California, show a diverse community with a mix of residents from various backgrounds. The town has a strong sense of community and is known for its friendly and welcoming atmosphere, making it a desirable place to live. The housing market in Occidental, California, is vibrant with a range of housing options available, from cozy cottages to spacious family homes. The market is competitive, driven by the town's popularity and its proximity to major cities like San Francisco. Occidental, California, is known for its stunning natural beauty, including redwood forests, vineyards, and parks. Residents and visitors can enjoy outdoor activities like hiking, wine tasting, and exploring the charming downtown area with its unique shops and restaurants.
Benefits of FHA Down Payment Assistance Home Loan in Occidental, California
