Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Odem, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Odem, TX provides a financial boost to eligible homebuyers in Odem, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Odem, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Odem, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Odem, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Odem, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Odem, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Odem, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Odem, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Odem, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Odem, Texas helps low to moderate-income families achieve their dream of homeownership. These loans offer lower down payment requirements and competitive interest rates, making it easier for buyers to qualify. Demographics in Odem, Texas show a diverse community with a mix of families, young professionals, and retirees. The town has a strong sense of community and offers a safe and friendly environment for residents. The housing market in Odem, Texas is stable, with a range of affordable housing options available. The FHA Down Payment Assistance Home Loan program has helped boost the real estate market by increasing the number of qualified buyers and stimulating growth in the area. Main attractions in Odem, Texas include beautiful parks, recreational facilities, and local restaurants. Residents enjoy a close-knit community with access to outdoor activities and cultural events.
Benefits of FHA Down Payment Assistance Home Loan
