Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Onyx, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Onyx, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Onyx, CA?

Our Down Payment Assistance program in Onyx, CA provides a financial boost to eligible homebuyers in Onyx, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Onyx, CA

Key Features of Our FHA Down Payment Assistance in Onyx, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Onyx, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Onyx, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Onyx, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Onyx, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Onyx, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Onyx, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Onyx, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Onyx, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Onyx, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Onyx, California

Benefits of FHA Down Payment Assistance Home Loan: An FHA loan in Onyx, California offers benefits such as low down payment requirements, competitive interest rates, and the opportunity for those with less-than-perfect credit to qualify for a home loan.

Demographics: Onyx, California, is a small community with a population of approximately 200 residents. The town is known for its peaceful atmosphere and close-knit community, making it an ideal place for families and retirees.

Housing Market: The housing market in Onyx offers a mix of single-family homes and ranch-style properties. With the assistance of FHA loans, buyers can access affordable housing options in a serene environment surrounded by nature.

Main Attractions: Onyx is located near the Sequoia National Forest, providing residents with easy access to hiking, camping, and other outdoor activities. Additionally, the nearby Lake Isabella offers opportunities for water sports and fishing, making Onyx an ideal location for nature enthusiasts.

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