Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Orange Cove, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Orange Cove, CA provides a financial boost to eligible homebuyers in Orange Cove, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Orange Cove, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Orange Cove, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Orange Cove, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Orange Cove, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Orange Cove, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Orange Cove, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Orange Cove, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Orange Cove, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans offer numerous benefits to Orange Cove residents. These loans provide opportunities for individuals with lower credit scores to qualify for homeownership with a lower down payment requirement compared to traditional loans. Demographically, Orange Cove is a diverse community situated in Fresno County with a population of over 10,000 residents. The majority of the residents are Hispanic, contributing to the vibrant cultural tapestry of the town. The housing market in Orange Cove is competitive, with a median home price of $200,000. The availability of FHA down payment assistance programs can make purchasing a home more achievable for first-time buyers or those with financial constraints. Main attractions in Orange Cove include the beautiful landscapes of the Sierra Nevada mountains, offering outdoor enthusiasts opportunities for hiking, camping, and exploring. Additionally, the nearby Kings Canyon and Sequoia National Parks provide breathtaking natural scenery.
Benefits of FHA Down Payment Assistance Home Loan in Orange Cove, California
