Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Orinda, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Orinda, CA provides a financial boost to eligible homebuyers in Orinda, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Orinda, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Orinda, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Orinda, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Orinda, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Orinda, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Orinda, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Orinda, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Orinda, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down payment Assistance Home Loan in Orinda, California offers eligible homebuyers the opportunity to purchase a home with a lower down payment requirement, making homeownership more accessible. Demographically, Orinda, California is a picturesque city located in Contra Costa County with a population that consists of mainly affluent professionals and families. The city boasts a high median household income and excellent public schools, making it an attractive location for families. The housing market in Orinda is competitive, with a median home value that is above the national average. However, with the FHA Down payment Assistance Home Loan, potential buyers can access more affordable financing options, making it easier to buy a home in this desirable area. Main attractions in Orinda include the beautiful hiking trails in the surrounding hills, the Orinda Theatre Square with its vibrant dining and shopping options, and the peaceful Lake Cascade, providing residents with a range of activities to enjoy in their leisure time.
Benefits of FHA Down payment Assistance Home Loan in Orinda, California
