Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Orland, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Orland, CA provides a financial boost to eligible homebuyers in Orland, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Orland, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Orland, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Orland, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Orland, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Orland, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Orland, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Orland, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Orland, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Orland, California provides financial aid to homebuyers by offering lower down payment requirements compared to traditional loans. This makes homeownership more accessible to individuals who may not have substantial savings for a down payment. Demographics in Orland, California show a diverse community with a mix of families, professionals, and retirees. The city has a population of approximately 8,000 residents, with a median household income above the state average. The town offers a blend of rural charm and urban amenities. The housing market in Orland, California is a balanced mix of affordable housing options and newer developments. With the help of FHA Down Payment Assistance Home Loan programs, first-time buyers can take advantage of competitive interest rates and flexible qualification requirements to secure their dream home. Main attractions in Orland, California include the Glenn County Fairgrounds, which hosts various events throughout the year, and Black Butte Lake, a popular spot for outdoor activities like boating, fishing, and camping. The city's proximity to local wineries and scenic drives also adds to its appeal.
Benefits of FHA Down Payment Assistance Home Loan in Orland, California
