Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Ozona, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Ozona, TX provides a financial boost to eligible homebuyers in Ozona, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Ozona, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Ozona, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Ozona, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Ozona, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Ozona, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Ozona, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Ozona, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Ozona, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans offer benefits such as lower down payment requirements, flexible credit score criteria, and competitive interest rates. These loans provide opportunities for individuals and families to become homeowners with more accessible financing options. Ozona, Texas, known as the "Biggest Little Town in the World," has a diverse demographic mix with a population of approximately 3,200 residents. The community is tight-knit, with a blend of young professionals, families, and retirees enjoying the small-town charm and friendly atmosphere. The housing market in Ozona is dynamic, with a range of options from historic homes to modern developments. The average home price is around $150,000, making it an affordable location for first-time buyers or those looking to invest in real estate. The FHA down payment assistance program can help ease the financial burden of purchasing a home in this vibrant market. Ozona offers a variety of attractions, including the Crockett County Museum showcasing local history, the Devil's River State Natural Area for outdoor enthusiasts, and the annual Ozona Stockman's Rodeo for a taste of authentic Texan culture. With its rich heritage and welcoming community, Ozona is a place where residents can experience the best of small-town living.
FHA Down Payment Assistance Home Loan in Ozona, Texas
