Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Paradise, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Paradise, CA provides a financial boost to eligible homebuyers in Paradise, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Paradise, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Paradise, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Paradise, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Paradise, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Paradise, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Paradise, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Paradise, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Paradise, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer several advantages for homebuyers in Paradise, California. These loans provide a lower down payment requirement, making homeownership more accessible. Additionally, they typically have competitive interest rates, which can result in lower monthly mortgage payments compared to conventional loans. Paradise, California, is a vibrant community nestled in the Sierra Nevada foothills. With a population of around 26,000 residents, Paradise offers a small-town feel with convenient access to larger cities like Chico and Oroville. The town boasts a diverse population, including retirees, families, and young professionals seeking a relaxed lifestyle. The housing market in Paradise, California, offers a range of options for prospective buyers. As of [current date], the median home price in Paradise is [current median price], making it an attractive location for first-time buyers and investors alike. With the assistance of FHA Down Payment Assistance Home Loans, buyers can take advantage of the favorable market conditions to secure their dream home. Paradise, California, is known for its picturesque surroundings and outdoor recreational opportunities. From hiking in the nearby national forests to exploring the beautiful Butte Creek Canyon, residents and visitors can immerse themselves in nature. The town also features local shops, restaurants, and community events that add to its charm.
The Benefits of FHA Down Payment Assistance Home Loan in Paradise, California
