Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Parlier, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Parlier, CA provides a financial boost to eligible homebuyers in Parlier, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Parlier, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Parlier, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Parlier, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Parlier, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Parlier, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Parlier, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Parlier, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Parlier, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of FHA down payment assistance home loans in Parlier, California, is the lower down payment requirement. This allows more individuals and families to achieve their dream of homeownership without the need for a large upfront payment. FHA loans also offer competitive interest rates and flexible credit requirements, making them accessible to a wider range of borrowers. Additionally, the FHA program provides options for first-time homebuyers, making it an attractive choice for those entering the housing market for the first time. Furthermore, FHA loans include built-in mortgage insurance, which can help protect both the borrower and the lender in case of default, providing added financial security for all parties involved. Demographics Parlier, California, is a diverse community with a mix of residents from various ethnic backgrounds. The town has a growing population of young families and professionals attracted to its affordable housing options and close-knit community atmosphere. Housing Market The housing market in Parlier, California, offers a range of options from single-family homes to multi-family units. With the assistance of FHA loans, more potential buyers can enter the market, contributing to its stability and growth. Main Attractions Parlier is known for its agricultural heritage, with attractions such as vineyards, orchards, and farmer's markets dotting the landscape. The town also boasts parks, community events, and local dining options that showcase its unique charm and appeal to residents and visitors alike.
The Benefits of FHA Down Payment Assistance Home Loan in Parlier, California
