Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Pescadero, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Pescadero, CA provides a financial boost to eligible homebuyers in Pescadero, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Pescadero, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Pescadero, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Pescadero, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Pescadero, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Pescadero, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Pescadero, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Pescadero, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Pescadero, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance programs offer various benefits for homebuyers in Pescadero. These programs help individuals overcome the hurdle of a large down payment, making homeownership more accessible. With lower down payment requirements and competitive interest rates, FHA loans are ideal for first-time homebuyers and those with less-than-perfect credit scores. The demographics of Pescadero, California, show a diverse community with a mix of families, young professionals, and retirees. The town's population is composed of various ethnicities, contributing to a rich cultural tapestry. Pescadero is known for its friendly atmosphere and strong sense of community. The housing market in Pescadero is dynamic, offering a range of property types from cozy cottages to spacious family homes. With the assistance of FHA loans, potential homebuyers can explore affordable housing options in this charming coastal town. The real estate market in Pescadero is competitive yet balanced, providing opportunities for both buyers and sellers. Pescadero boasts scenic beauty and a relaxed lifestyle. Visitors and residents alike enjoy attractions such as Pescadero State Beach, Butano State Park, and Harley Farms Goat Dairy. The town's picturesque setting, charming downtown area, and vibrant local culture make it a sought-after destination for those seeking a peaceful coastal retreat.
FHA Down Payment Assistance Home Loan in Pescadero, California
