Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Pettus, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Pettus, TX provides a financial boost to eligible homebuyers in Pettus, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Pettus, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Pettus, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Pettus, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Pettus, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Pettus, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Pettus, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Pettus, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Pettus, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans provide a great opportunity for homebuyers in Pettus, Texas, by offering lower down payment requirements compared to conventional loans. This makes homeownership more accessible, especially for first-time buyers or those with limited funds for a down payment. Demographics: Pettus, Texas, is a small but vibrant community with a population that values close-knit relationships and a strong sense of community. The town is known for its friendly residents, safe neighborhoods, and excellent school system, making it an ideal place to raise a family. Housing Market: The housing market in Pettus, Texas, offers a mix of affordable single-family homes and charming properties with spacious yards. The availability of FHA down payment assistance programs attracts potential buyers looking to invest in the real estate market without the burden of a large down payment. Main Attractions: Pettus, Texas, is surrounded by natural beauty, including parks, lakes, and recreational areas perfect for outdoor activities like hiking, fishing, and picnicking. The town also boasts a rich history, with cultural attractions, local shops, and restaurants that highlight the area's unique heritage.
Benefits of FHA Down Payment Assistance Home Loan in Pettus, Texas