Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Piedmont, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Piedmont, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Piedmont, CA?

Our Down Payment Assistance program in Piedmont, CA provides a financial boost to eligible homebuyers in Piedmont, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Piedmont, CA

Key Features of Our FHA Down Payment Assistance in Piedmont, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Piedmont, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Piedmont, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Piedmont, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Piedmont, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Piedmont, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Piedmont, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Piedmont, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Piedmont, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Piedmont, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Piedmont, California

When it comes to purchasing a home in Piedmont, California, taking advantage of an FHA Down Payment Assistance Home Loan can offer numerous benefits. This type of loan provides eligible buyers with financial assistance for their down payment, making homeownership more accessible.

Demographically, Piedmont is known for its affluent community with high household incomes and a well-educated population. The city has a strong school system, making it an attractive location for families looking to settle down in a safe and prestigious neighborhood.

The housing market in Piedmont is characterized by high demand and limited inventory, leading to competitive prices. With the help of an FHA Down Payment Assistance Home Loan, buyers can navigate this competitive market with more flexibility and increased purchasing power.

Main attractions in Piedmont include the beautiful Piedmont Park, renowned for its scenic beauty and recreational activities. Additionally, residents can enjoy the Piedmont Art Center and numerous upscale dining and shopping options in the area.

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