Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Pilot Point, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Pilot Point, TX provides a financial boost to eligible homebuyers in Pilot Point, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Pilot Point, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Pilot Point, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Pilot Point, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Pilot Point, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Pilot Point, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Pilot Point, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Pilot Point, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Pilot Point, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the primary benefits of an FHA Down Payment Assistance Home Loan in Pilot Point, Texas, is that it enables borrowers to purchase a home with a lower down payment requirement. This type of loan is especially beneficial for first-time homebuyers and those with limited savings. Pilot Point, Texas, is a small, tight-knit community with a unique charm. The town has a population of around 4,000 residents, offering a mix of rural landscapes and suburban convenience. The area boasts a diverse demographic profile, with a good mix of families, young professionals, and retirees. The housing market in Pilot Point is relatively stable, with a variety of housing options available to suit different budgets and preferences. Home prices are competitive compared to neighboring cities, making it an attractive location for those looking to invest in real estate or settle down in a peaceful environment. Main attractions in Pilot Point include the historic downtown district, which is home to local shops, restaurants, and cultural venues. Outdoor enthusiasts can enjoy recreational activities at nearby Lake Ray Roberts State Park, known for its hiking trails, fishing spots, and camping facilities.
FHA Down Payment Assistance Home Loan in Pilot Point, Texas