Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Pinehurst, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Pinehurst, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Pinehurst, TX?

Our Down Payment Assistance program in Pinehurst, TX provides a financial boost to eligible homebuyers in Pinehurst, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Pinehurst, TX

Key Features of Our FHA Down Payment Assistance in Pinehurst, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Pinehurst, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Pinehurst, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Pinehurst, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Pinehurst, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Pinehurst, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Pinehurst, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Pinehurst, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Pinehurst, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Pinehurst, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Pinehurst, Texas

FHA down payment assistance home loans offer numerous benefits for prospective homeowners in Pinehurst, Texas. These loans require a lower down payment compared to conventional loans, making home ownership more accessible. Additionally, FHA loans often have lower interest rates and more flexible qualification requirements, making them an attractive option for first-time buyers or those with less-than-perfect credit.

Demographics in Pinehurst, Texas, show a diverse and growing community. With a mix of young families, professionals, and retirees, Pinehurst offers a welcoming and inclusive atmosphere. The community values education, with reputable schools and access to higher learning institutions nearby, making it an ideal place to raise a family.

The housing market in Pinehurst, Texas, is vibrant and diverse, offering a range of housing options from cozy single-family homes to spacious estates. The market is experiencing steady growth, with new developments and renovations enhancing the appeal of the area. Property values are increasing, making it an attractive location for investment.

Main attractions in Pinehurst include the picturesque Pinehurst Park, a favorite spot for outdoor activities and community events. The area also boasts charming local shops, restaurants, and cultural venues, providing a rich and vibrant lifestyle for residents and visitors alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now