Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Piru, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Piru, CA provides a financial boost to eligible homebuyers in Piru, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Piru, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Piru, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Piru, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Piru, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Piru, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Piru, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Piru, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Piru, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA Down Payment Assistance Home Loan in Piru, California is the lower down payment requirement, which can make home ownership more attainable for those with limited savings. Additionally, these loans often have competitive interest rates and flexible credit score requirements, making them accessible to a wider range of borrowers. Demographically, Piru, California, is a diverse community with a mix of families, young professionals, and retirees. The town has a strong sense of community and is known for its welcoming atmosphere and small-town charm. In terms of the housing market, Piru offers a range of housing options, from quaint single-family homes to modern condominiums. The market is currently stable, with moderate appreciation rates, making it an attractive location for both first-time homebuyers and investors. Main attractions in Piru include the scenic Piru Creek, popular for fishing and hiking, as well as the historic Main Street with its charming shops and restaurants. Additionally, the nearby Los Padres National Forest provides endless opportunities for outdoor recreation.
Benefits of FHA Down Payment Assistance Home Loan in Piru, California
