Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Point Comfort, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Point Comfort, TX provides a financial boost to eligible homebuyers in Point Comfort, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Point Comfort, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Point Comfort, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Point Comfort, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Point Comfort, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Point Comfort, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Point Comfort, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Point Comfort, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Point Comfort, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Point Comfort, Texas offer low down payment requirements, making homeownership more accessible to a broader range of individuals. This program helps first-time homebuyers overcome the barrier of saving a sizeable upfront payment. Demographically, Point Comfort, Texas, is a small town with a close-knit community. The population primarily consists of families and retirees seeking a peaceful quality of life. The town boasts a low crime rate and a friendly atmosphere, making it an ideal place to raise a family or enjoy a relaxing retirement. In terms of the housing market, Point Comfort offers a variety of options, from charming historic homes to modern developments. The market is stable, with steady appreciation rates, making it a reliable investment choice. With the assistance of FHA loans, more individuals can afford to purchase homes in this desirable location. Main attractions in Point Comfort include the scenic views of Lavaca Bay, ideal for outdoor enthusiasts and nature lovers. The town also hosts community events that bring residents together, creating a strong sense of belonging. Additionally, historical sites and local eateries contribute to the town's unique charm.
Benefits of FHA Down Payment Assistance Home Loan in Point Comfort, Texas