Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Point Reyes Station, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Point Reyes Station, CA provides a financial boost to eligible homebuyers in Point Reyes Station, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Point Reyes Station, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Point Reyes Station, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Point Reyes Station, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Point Reyes Station, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Point Reyes Station, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Point Reyes Station, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Point Reyes Station, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Point Reyes Station, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA down payment assistance home loan in Point Reyes Station, California is the lower down payment requirement, making homeownership more accessible to a wider range of individuals. These loans also offer competitive interest rates, helping buyers save money over the life of the loan. Additionally, FHA loans are more lenient when it comes to credit score requirements, making them ideal for first-time homebuyers or those with less-than-perfect credit. Point Reyes Station has a diverse demographic makeup, with a mix of young professionals, families, and retirees. The town boasts a strong sense of community and a laid-back lifestyle, making it an appealing place to call home. In terms of the housing market, Point Reyes Station offers a variety of housing options, including charming single-family homes, cozy cottages, and spacious ranch-style properties. The market is competitive, with a high demand for homes in this picturesque coastal town. Some of the main attractions in Point Reyes Station include the Point Reyes National Seashore, known for its stunning coastal views and hiking trails, and the historic Point Reyes Lighthouse. The town also features local shops, restaurants, and markets, adding to its unique charm and appeal.
FHA Down Payment Assistance Home Loan Benefits in Point Reyes Station, California
