Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Pollock Pines, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Pollock Pines, CA provides a financial boost to eligible homebuyers in Pollock Pines, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Pollock Pines, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Pollock Pines, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Pollock Pines, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Pollock Pines, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Pollock Pines, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Pollock Pines, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Pollock Pines, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Pollock Pines, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance: The FHA loan program offers benefits such as a low down payment requirement, competitive interest rates, and flexible credit requirements, making homeownership more accessible. Demographics: Pollock Pines, California, has a diverse population with a mix of families, professionals, and retirees. The community values outdoor activities, community events, and a close-knit small-town atmosphere. Housing Market: The housing market in Pollock Pines is competitive yet offers a range of housing options, from single-family homes to cabins in the woods. The market is stable with moderate appreciation rates, making it a desirable location for both homebuyers and investors. Main Attractions: Pollock Pines is known for its proximity to outdoor recreation areas such as Sly Park Recreation Area and Jenkinson Lake. The area offers hiking, boating, fishing, and a variety of outdoor activities for nature enthusiasts.
FHA Down Payment Assistance Home Loan in Pollock Pines, California
