Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Pollok, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Pollok, TX provides a financial boost to eligible homebuyers in Pollok, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Pollok, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Pollok, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Pollok, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Pollok, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Pollok, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Pollok, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Pollok, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Pollok, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance: FHA loans offer low down payment options, making homeownership more accessible. The down payment assistance program can help individuals qualify for loans they might not otherwise secure. These loans also have competitive interest rates and flexible credit requirements. Demographics: Pollok, Texas, has a population of approximately X, with a median household income of Y. The area is primarily suburban, with a mix of families and retirees. The community is known for its friendly atmosphere and strong sense of community. Housing Market: The housing market in Pollok offers a range of options, from single-family homes to townhouses. The average home price is Z, with appreciation rates steady over the past few years. The market is considered stable, making it a good investment opportunity. Main Attractions: Pollok is close to the beautiful Davy Crockett National Forest, offering residents access to hiking, camping, and outdoor activities. The town also has a rich history, with museums and cultural events that showcase its heritage. Additionally, the nearby town of Lufkin provides shopping, dining, and entertainment options.
FHA Down Payment Assistance Home Loan in Pollok, Texas